This plan does not cover any loss caused by or resulting from:
- intentionally self-inflicted Injury, suicide, or attempted suicide of the Insured, while sane or insane.
- Normal Pregnancy or Childbirth, other than Unforeseen Complications of Pregnancy, (unless as specifically covered herein), of the Insured.
- mountaineering where ropes or guides are normally used. The ascent or descent of a mountain requiring the use of specialized equipment, including but not limited to pickaxes, anchors, bolts, crampons, carabineers, and lead or top rope anchoring equipment.
- war or act of war, whether declared or not, participation in a civil disorder, riot, or insurrection.
- operating or learning to operate any aircraft, as student, pilot, or crew.
- air travel on any air-supported device, other than a regularly scheduled airline or air charter company.
- commission of or attempt to commit a felony by the Insured, a Family Member, or a Traveling Companion whether insured or not.
- Mental, Nervous or Psychological Disorders.
- being under the influence of drugs or narcotics, unless administered upon the advice of a Physician or intoxication above the legal limit.
- participation in underwater activities scuba diving.
- any loss that occurs at a time when this coverage is not in effect.
- changes in plans by the Insured, a Family Member, or Traveling Companion, for any reason.
- financial circumstances of the Insured, a Family Member, or a Traveling Companion.
- any business or contractual obligations of the Insured, a Family Member, or Traveling Companion for any reason.
- any government regulation or prohibition.
- failure of any ticket broker, tour operator, Common Carrier, person, or agency to provide the bargained-for arrangements or to refund money due to the Insured, unless otherwise covered under this Policy.
Financial Default; or
- PRE-EXISTING MEDICAL CONDITION EXCLUSION: The Company will not pay for any loss or expense incurred as the result of an Injury, Sickness or other condition excluding any condition from which death ensues) of an Insured, or Family Member which, within the 90 day period immediately preceding and including the Insured’s coverage effective date: (a) first manifested itself, worsened, became acute or had symptoms which would have prompted a reasonable person to seek diagnosis, care or treatment; (b) for which care or treatment was given or recommended by a Physician; (c) required taking prescription drugs or medicines, unless the condition for which the drugs or medicines are taken remains controlled without any change in the required prescription drugs or medicines. PRE-EXISTING MEDICAL CONDITION EXCLUSION WAIVER: The Company will waive the pre-existing medical condition exclusion if the following conditions are met: 1) This Policy is purchased within 7 days of Initial Registration Fee Payment; 2) The amount of coverage purchased equals all prepaid nonrefundable payments or deposits applicable to the Event at the time of purchase and the costs of any subsequent arrangements added to the same Event are insured within 7 days of the date of payment or deposit for any subsequent Event arrangements; 3) All Insured’s are medically able to participate in or attend the Event when this plan cost is paid; 4) The Registration Fee does not exceed $10,000 per person. This coverage will be terminated, and no benefits will be paid under this Pre-existing Medical Condition Exclusion Waiver coverage if the full costs of all prepaid, non-refundable Event Costs are not insured.
This insurance does not apply to the extent that trade or economic sanctions or other laws or regulations prohibit us from providing insurance, including, but not limited to, the payment of claims.
The following needs to be anywhere you are listing our policy wording. Probably bottom of your web page would be best.
©2022 Chubb. Chubb is the marketing name used to refer to subsidiaries of Chubb Limited providing insurance and related services. For a list of these subsidiaries, please visit our website at www.chubb.com. Insurance provided by ACE Property & Casualty Insurance Company or ACE American Insurance
Company. All products may not be available in all states. This communication contains product summaries only. Coverage is subject to the language of the
policies as actually issued and may vary by state. Coverage is being marketed by Sports Insurance Solutions AKA Protect My Reg powered by Alkeme, 111Corporate Dr #200, Ladera Ranch CA 92694 License # 0F84686 & 0M63276. Insurance products and services are provided by a licensed producer, and not by the parent company itself.